Let us help you find the right account that best suits your needs. We have different options available.

Options listed below reflect the changes going into effect August 1, 2022.  Click here for more information about these changes.

Personal Checking

Our personal checking is a no fee checking account.

  • Minimum deposit to open is $100.00.
  • No balance requirements or transaction limits.
  • No maintenance or transaction fees.
Gold Club

Gold Club Accounts will be discontinued as of August 1, 2022.  Gold Club Accounts will automatically be converted into NOW Accounts unless notified by the account holder prior to August 1, 2022.  Previous benefits for Gold Club accounts will be “grandfathered” at the time of conversion.  These benefits include 2 free check orders annually and a $12 Safe Deposit Box credit.

NOW Checking

Available beginning August 1, 2022!

Keep your money working for you.

  • A minimum deposit of $100 is required to open the account.
  • A $5.00 fee will be applied every statement cycle if on any day the balance falls below $1,500.00.
  • Free Safety Paper Checks are provided as a benefit for account holders.
  • Interest will compound and be credited monthly.  If you close your account before interest is credited, you will not receive the accrued interest.
  • We use the daily balance method to calculate interest on your account.  This method applies a daily periodic rate to the principal in the account each day.
  • Interest begins to accrue on the business day you deposit non-cash items.
Money Market

Increase the earning power of your money by opening a Money Market account. With competitive interest rates, Commercial Bank of Oak Grove is the place to go.

  • A minimum deposit of $100.00 is required to open the account.
  • Withdrawals are limited to 6 transactions per monthly statement cycle.  A $3.00 fee per transaction for each one over six will be applied.
  • No checks or debit cards are allowed on Money Market accounts.
  • Interest will compound and be credited monthly. If you close your account before interest is credited, you will not receive the accrued interest.
  • We use the daily balance method to calculate interest on your account. This method applies daily periodic rate to the principal in the account each day.
  • Interest begins to accrue on the business day you deposit non-cash items.
Savings Account
  • Minimum deposit to open is $10.00.
  • Compounding & Crediting interest will be done quarterly.
  • If you close the account before interest is credited, you will not receive the accrued interest.
  • We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Withdrawals are limited to 6 transactions per month.
Personal Loans

Commercial Bank of Oak Grove has all your loan needs. Come by and see our friendly and helpful staff today.

  • Home Loans
  • Home Refinancing
  • Vacant Land Loans
  • Personal Loans
  • Auto Loans
  • Recreational Vehicles
  • Home Construction Loans
  • Shouse construction loans
  • Shouse loans

Consumer Loan Application

Residential Loan Application